Insurance for Loss of Earning Capacity ensures financial safety if you become seriously ill and cannot work for an extended lasting period of time.

What does it cover?

  • Insurance for Loss of Earning Capacity entitles you to a payout in the event of a temporary or permanent loss of earning capacity due to illness or accident
  • You can see what the insurance covers in your insurance certificate and in your insurance conditions
  • The insurance benefit is paid monthly from the date when the earning capacity has been continuously reduced to a qualifying extent for longer than the applicable waiting period
  • For further information, please refer to our insurance terms, which you can find on our website.

It may be agreed that you will be exempt from the premium if there is entitlement to ongoing benefits. You can see what applies to you in your insurance certificate.

How do I report a claim?

If you wish to report a claim on your Insurance for Loss of Earning Capacity, you can do so here:

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