Occupational pension insurance

Survivor’s pension insurance

Security for your loved ones in the event of death

By adding our Survivor’s pension as a supplement to your Long term disability insurance PlanSjuk, you can make sure your loved ones receive a set amount every month for a minimum of five years if you were to pass away during the policy term.

  • Compensation if you were to pass away during the policy term
  • Paid monthly over a minimum of five years
  • A supplement to the State Survivor's pension and Children's pension

Death is a difficult subject to talk about – sometimes even to think about. But we all know it’s unavoidable, and it may happen sooner than we expect.

That’s why we think it’s important to make sure money is the least of our loved ones worries in the event a of a close family member passing away.

Our Survivor’s pension gives you peace of mind that your loved ones will receive financial compensation if and when you die.

Survivor’s pension insurance

  • A monthly amount is paid out to the beneficiary/beneficiaries should you pass away
  • The amount is paid out on a monthly basis for 5 to 20 years
  • The beneficiary is primarily your spouse, registered civil partner or cohabiting partner
  • You can decide whom you would like as a beneficiary – and in what order – by contacting your intermediary to complete a special nomination of beneficiary form, and returning it to Euro Accident.

Family option

  • For those who did not have a family at the time of taking out our Long-Term Disability Insurance PlanSjuk, there is a family option offered. The option allows you to add the Survivor’s Pension within a year of you getting married, cohabiting with a partner, registering a civil partnership or having a child. There is no health assessment required and the option can be added as long as you are fully able-bodied.

Please contact your intermediary to add the Family option.

Compensation paid out from the insurance policy is tax-free.

This insurance is purchased by companies for company employees. Speak to your employer to see if you have or can have the insurance.

The insurance lasts up until your contracted retirement age, but at most up until the month when you turn 67 years of age.

This insurance is purchased by companies for company employees. Speak to your employer to see if you have or can have the insurance.

In the event of your death, a relative must report the death to Euro Accident by completing a certain policy form.

Additional information on what relatives may need to think about in the event of a death can be found on efterlevandeguiden.se  (in Swedish)

When the English version of a document does not exist, we link to the original Swedish version.

Pre-purchase information and conditions are a collective document for all occupational pension insurance.

The year indicates when the last change in conditions was implemented.

Pre purchase information Occupational pension insurance 2024 Pdf, 182 kB.

Conditions Occupational pension insurance 2024 Pdf, 361.9 kB.

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Security for loved ones in the event of death

A co-worker on our Long term disability insurance PlanSjuk can add the Survivor’s pension as a supplement in order to provide financial protection for the co-worker’s loved ones. If the co-worker were to pass away during the policy period, the co-worker’s loved ones will receive a set compensation amount each month for a minimum of five years.

  • Compensation if the co-worker was to pass away during the policy term
  • Paid monthly over a minimum of five years
  • A supplement to the State Survivor's pension and Children's pension

Death is a difficult subject to talk about – sometimes even to think about. But we all know it’s unavoidable, and it may happen sooner than we expect.

That’s why we think it’s important to make sure money is the least of our loved ones worries in the event a of a close family member passing away.

Our Survivor’s pension gives your co-workers peace of mind that their loved ones will receive financial compensation if and when they die.

Survivor’s Pension Insurance

  • A monthly amount paid out to the beneficiary/beneficiaries in the event of the co-worker’s death
  • The amount is paid out on a monthly basis for 5 to 20 years
  • The beneficiary is primarily the co-worker’s spouse, registered civil partner or cohabiting partner
  • The co-worker can change whom they would like as a beneficiary – and in what order – by contacting their intermediary to complete a special nomination of beneficiary form, and returning it to Euro Accident.

Family Option

  • For those who did not have a family at the time of taking out our Long-Term Disability Insurance PlanSjuk, there is a family option offered. The option allows the co-worker to add the Survivor’s Pension within a year of them getting married, cohabiting with a partner, registering a civil partnership or having a child. There is no health assessment required and the option can be added as long as they are fully able-bodied.

Co-workers should contact their intermediary to add the Family Option.

Compensation paid out from the insurance policy is tax-free.

The company may purchase the insurance for co-workers that:

  • are between 16 and 61 years of age
  • live and are registered as a resident of Sweden
  • have a right to claim benefits from the Swedish Social Insurance Agency

The insurance can be purchased up until the day the co-worker turns 62 years of age.

The insurance lasts up until the co-worker’s contracted retirement age, but at most up until the month when they turn 67 years of age.

You can buy our policies through an insurance intermediary.

Please contact your insurance intermediary if you would like to become a client, have a quote or buy one of our policies.

If you don’t have an insurance intermediary, you can either, find an insurance broker through sfm.se, the website for the Swedish Insurance Broker´s Association, or talk to your bank or life insurance company and ask if they distribute our policies.

In the event of a co-worker’s death, a relative must report the death to Euro Accident by completing a certain policy form.

Additional information on what relatives may need to think about in the event of a death can be found on efterlevandeguiden.se (in Swedish)

When the English version of a document does not exist, we link to the original Swedish version.

Pre-purchase information and conditions are a collective document for all occupational pension insurance.

The year indicates when the last change in conditions was implemented.

Pre purchase information Occupational pension insurance 2024 Pdf, 182 kB.

Conditions Occupational pension insurance 2024 Pdf, 361.9 kB.

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