Our Total Permanent Disability Insurance can provide you with a tax-free lump sum if you are unable to continue working as before. If you subsequently start a family or have children, there is an option to buy life insurance without the need for a new health assessment.
It is often tough to find yourself suffering from a long-term illness or trying to keep your head above water if an accident leaves you unable to work to your full capacity – or at all. In such cases, you don’t want household finances to become an additional burden on your everyday life.
A tax-free lump sum through the policy’s Total Permanent Disability Insurance can provide a needed financial boost and help make your everyday life a little bit better.
If you decide to start a family after you have taken out the insurance, you have what is known as an “option”. This means that you have the right to purchase our Life Insurance with Child Protection to reinforce your financial security even further. The option needs to be used within one year after your family situation has changed and there is no health assessment required.
Compensation paid out from the insurance policy is tax-free.
You can purchase the insurance if you are part of a Euro Accident group agreement and
The insurance can be purchased up until the day you turn 57 years of age.
If you are covered by a Euro Accident group agreement, you can also purchase insurance for your spouse, cohabiting partner or registered civil partner. He or she will then be co-insured with you.
The insurance lasts up until the month of your 60th birthday, or until you are no longer covered by the group agreement for whatever reason.
When the English version of a document does not exist, we link to the original Swedish version.
On My pages you find an overview of your insurance policies. You see what is included and how to use your insurance. If you have coinsured family members, you will find their insurance policies too.
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Our insurances are purchased through insurance intermediaries.