Complete cover to keep you healthy and secure
Financial compensation in the event of long-term sick leave. Preventative health and rehabilitation support services to keep you healthy. Get everything you need with PlanSjuk − the complete healthcare plan for employees.
- Counselling from a psychologist, ergonomist, financial, legal or health advisors on private or work-related matters
- Advise on managerial and HR matters
- Support measures if you are at risk of becoming sick long-term or if you have recently been signed off
- Compensation of up to 90 percent of your salary in the event of long-term sick leave
PlanSjuk provides financial security by paying you a monthly payment if you find yourself unable to work for a longer period due to an accident or illness. This, combined with the sick pay from the Swedish Social Insurance Agency, means you can receive up to 90 percent of your salary, depending on your circumstances. To see how much you can receive in compensation, please go to: ersattningskollen.se External link, opens in new window.
Your health and you being able to work is the most important thing for us and your employer. That is why we have included preventative measures and rehabilitation support for you, your manager and your employer at no extra cost.
The sooner you receive support, the better the chance of avoiding a long and costly period of sick leave. We know from experience that 8 out of 10 people who receive rehabilitation support avoid long-term sick leave.
Read about my insurance policies
On My pages you find an overview of your insurance policies. You see what is included and how to use your insurance. If you have coinsured family members, you will find their insurance policies too.
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Our insurances are purchased through insurance intermediaries.
Included in the policy
Our Employee Assistance Program gives you access to counselling from a psychologist, ergonomist, financial, legal, health or HR advisor, on both private and work-related matters, as and when you need it. It’s important to get help before the small issues become bigger issues.
Matters such as, stress, ergonomic tips for working from home, relationship issues, mental health problems such as anxiety and depression, conflicts at work, alcohol and drug abuse, gambling addiction, and legal, financial or lifestyle-related issues.
We also provide managerial and HR support on matters such as, how to tackle difficult conversations, conflicts, employees who are ill or at risk of becoming ill, employment law, or laws and regulations regarding the work environment.
Our Employee Assistance Program line is open 24/7.
A licensed psychologist or social worker will be available on normal working days 8 a.m.–7 p.m., and, if necessary, a time for further assistance can be arranged with a specialist within five working days. Assistance is offered by phone or vidoe.
At other times, a crisis-trained nurse (Norwegian- and English-speaking) is available to provide general advice.
If you are at risk of long-term sick leave or if you have recently become signed off sick by a doctor, your manager has to notify us to activate the policy’s rehabilitation cover. Euro Accident has to be notified within 30 days from the first day of sick leave.
We must receive notification within 30 days from the first day of sick leave.
Health & Rehabilitation Process Leader
Once we have been notified, a professional Euro Accident Health & Rehabilitation Process Leader will actively manage the whole process alongside our psychologists. We will assist you, your manager or your HR department in identifying the measures needed, developing an individualised action plan, coordinating and following up actions, as well as evaluating the final result. Upon completion, your employer will also receive a summary with suggestions for going forward.
Our goal is to put in place the work-oriented measures needed in order to avoid long-term sick leave or, alternatively, enable those already signed off to return to work.
The policy provides financial compensation if you were to be signed off sick for a minimum of 25 percent of the time. The compensation is paid monthly following a qualifying period, based on the percentage of time you are signed off sick and until you have recovered (max until your agreed retirement age).
Normally, you miss out on your salary at times of sickness, and the general sick pay from the Swedish Social Insurance Agency only compensates the salary up to a yearly salary of 8 price base amounts.
Compensate your loss of earnings with our Disability Insurance. We offer various levels of compensation, so-called disability templates, up to a maximum of 90 percent of your salary.
More information on the policy
This insurance is purchased by companies for company employees. Speak to your employer to see if you have or can have the insurance.
The insurance lasts up until your contracted retirement age, but at most up until the month when you turn 67 years of age.
The Long-term Disability Insurance premium is calculated for one year at a time and is based on age, gender, reported annual salary and the chosen benefit contribution-level. The benefit is adjusted every year-end according to changes of the price and income base-amounts.
If you wish to know what your Long-term Disability Insurance premium is, please contact your insurance intermediary.
When the English version of a document does not exist, we link to the original Swedish version.