Our shared foundation and culture

Our shared foundation in everyday work creates confidence and clarity in how we work together towards our goals. It is built on a shared mindset and shared ways of working.

This foundation goes hand in hand with our culture. A culture that is shaped and expressed through our daily interactions and through the way we take responsibility for our performance and development.

This is Euro Accident

Euro Accident is a Swedish life insurance company operating in Sweden and Norway.

We specialise in personal risk insurance and have built strong expertise in this field over many years.

Our insurance solutions are purchased by companies that want to insure their employees. All sales are conducted through brokers and partner collaborations.

Since our foundation in Växjö in 1996, we have grown into an established company with operations beyond Sweden.

Today, we are more than 500 employees with offices in Stockholm, Växjö, Oslo, Örnsköldsvik, Belgrade, Malmö and Gothenburg.

Where insurance and health meet

For us, insurance and health go hand in hand. We do not only provide financial compensation; we also strive to contribute to better health, improved work ability, enhanced quality of life and greater resilience for those insured with us.

Through our insurance solutions, in-house experts, early support, rehabilitation and care, we make a real difference for individuals, businesses and society.

At the heart of our work is our Sustainable Employees methodology. It combines knowledge of health and working life with our own experience and focuses on helping people stay healthy, productive and able to work over time.

Sustainable Employees start with us

For us, it is not only about what we offer our customers, but also about how we work ourselves – practising what we preach.

When we aim to help our customers create Sustainable Employees, it starts in our own everyday work. We strive to create the same positive conditions for ourselves that we know make a difference for our customers.

This means actively investing in our work environment, our culture and the conditions that support health and sustainability.

Our way forward

We are on a transformation journey where we continue to develop our business, our ways of working and our organisation.

In recent years, we have made significant investments, including in digitalisation and new ways of working. These investments are now delivering results through more efficient processes, faster service and better support in everyday work.

Our direction is clear: we will grow profitably and continue to develop our business so that we can help more people.

Our strategy

Happy Business is our long-term strategy and the foundation for how we manage and develop our business.

Our current strategy runs from 2022 to 2027.

It focuses on working smarter through digitalisation, automation and improved ways of working – Smarter Business – while further strengthening what we already do well – Already Smart.

Sustainability runs throughout our strategy and is a natural part of our business.

Our culture

EA Spirit is what we often call the special something that has always existed within Euro Accident, even though it can be difficult to describe. It shapes our everyday experience and makes Euro Accident the workplace it is. It is about the people, the relationships and the way we work together.

EA Spirit has evolved over time, has been an important part of our success and will remain central to our future.

With our core values as a compass, our culture is shaped through our daily interactions. It is reflected in how we collaborate, communicate, take responsibility and treat one another, our customers and our partners.

When culture and structure work together

To be successful over time, we need to continuously develop how we work, collaborate and interact with one another in everyday work.

We often illustrate this through an arrow with two parts. The blue section represents structure, including goals, plans, processes and systems. The pink section represents culture, including how we collaborate, communicate, take responsibility and contribute in our daily work.

Both are essential. Clear structures create the conditions for success, while culture influences how effectively we use them and how we make things happen together. When they work in harmony, we create the best possible conditions for success.

As part of our transformation journey, we place particular focus on strengthening self-leadership, collaboration across teams, functions and countries, increasing business understanding and making smart use of our digital tools.

Your employee ownership

When our employees take responsibility for their performance and development, collaborate effectively and contribute their engagement and expertise, we create success together.

At Euro Accident, employee ownership is about much more than simply having a role or carrying out tasks.

Your employee ownership is reflected in how you take responsibility for your performance, your development and our shared results.

It is about how you collaborate with others, contribute to our common goals and actively help shape the culture we want to create.

Strong employee ownership is built on self-leadership. This means that you:

• take responsibility for your performance, development and health
• drive your work forward and follow through on your commitments
• take initiative and seek solutions when you see opportunities or challenges
  
• have the confidence to prioritise and make decisions within your area of responsibility
• contribute ideas, knowledge and constructive feedback that help both the business and your own development
• collaborate across teams, functions and countries
• ask for support when needed and help others when you can.

Self-leadership does not mean doing everything on your own. It develops through interaction with colleagues and managers, supported by dialogue, clear expectations and feedback.

Leadership and the leadership role

Leadership and employee ownership are closely connected and depend on one another.

As a leader, you are responsible for results, the business, the work environment and your employees. At the same time, you need to lead both people and work.

This means setting goals, developing ways of working and processes, and creating the right conditions for people to succeed.

Sustainable Employees at Euro Accident

A Sustainable Employee is someone who both wants to and is able to contribute through their work, maintains good wellbeing over time and still has energy for life outside work.

It is about experiencing meaning in what you do and having the ability and resources to handle both opportunities and challenges over time. This is also the foundation of our Sustainable Employees methodology when supporting our customers.

The conditions for Sustainable Employees at Euro Accident are created through the interaction between employee ownership and leadership.

Three important conditions

To remain sustainable and perform over time, certain fundamental conditions need to be be in place.

These can be described through three dimensions based on the Sense of Coherence (SOC) model (known as KASAM in Swedish).

When all three dimensions are present, motivation, engagement and sustainable development can thrive.

The leadership role in creating Sustainable Employees

Leadership plays a crucial role in creating clarity, the right conditions and engagement in everyday work.

This means creating:

• comprehensibility through clear goals, direction and priorities
• manageability through the right support, resources and conditions
• meaningfulness by making the purpose and value of every contribution visible.

Your health

Your health is closely linked to manageability – having the capacity and energy to perform.

Good physical, mental and social health are essential for sustaining both wellbeing and performance over time.

To support all employees, we have EA Health (in Swedish EA Hälsa), a network of local wellbeing ambassadors at all our offices.

They inspire healthy habits and organise activities that strengthen wellbeing and a sense of community.

The initiative provides support, while responsibility for personal health is something we all share.

Your development

Happy Talks is our process for ongoing dialogue about goals, performance and development.

Its purpose is to create clarity, engagement and continuity in development.

The process includes goal and development discussions, mid-year reviews and regular check-ins.

You also develop every day through reflection, collaboration, dialogue and feedback.

See you soon!

We look forward to meeting you soon. During your first period with us, you will get to know our business, your colleagues and your role. At the same time, we will get to know you.

A very warm welcome!