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Group insurance

Child and youth insurance

Security for you and your child – 24 hours a day

Our child and youth insurance can provide compensation for expenses in the event of an accident and trigger a tax-free, one-time payment if an illness or accident leaves your child with decreased bodily function or reduced capacity to work in the future.

  • Compensation for expenses in the event of an accident
  • Compensation for invalidity as a result of an accident or illness
  • Valid 24 hours a day
  • No health test of the child

For families with children, nothing is more important than the safety and security of their children. Not surprisingly – as children are the most precious thing we have.

Pre-school children and schoolchildren are covered by their school’s insurance. This provides a solid basic security, but it is often only valid for what happens during the time the child is actually at the school, and only for accidents.

With our Child and youth insurance, you can feel secure. Our insurance covers major and minor incidents and provides the extra security you need to let your child be a child.

In the event of an accident, the insurance provides compensation for:

  • Medical expenses
  • Dental expenses
  • Travel expenses
  • Additional costs
  • Expenses for rehabilitation and aid resources
  • Medical invalidity
  • Financial invalidity
  • Scars and cosmetic defects
  • Crisis assistance
  • Hospitalisation
  • Care in the home
  • Cost contributions
  • Death

In the event of illness, the insurance provides compensation for:

  • Medical or financial invalidity
  • Scars and cosmetic defects
  • Crisis assistance
  • Hospitalisation
  • Care in the home
  • Cost contributions
  • Death

If you are part of a group insurance agreement with Euro Accident, you can take out this insurance for your own children who are entitled to inherit – as well as your spouse’s, cohabiting partner’s or registered partner’s children who are entitled to inherit – and who are under the age of 20.

The insurance applies until no later than the month in which the child turns 25.

Emma falls off her bike on her way home from school and breaks her right forearm. An ambulance takes her to hospital, where they establish it is a complicated fracture.

Following the operation, Emma spends five days in hospital before she is allowed to go home. Despite the operation, she suffers from reduced mobility, reduced strength and sensitivity to the cold. In addition, exertion causes pain.

When she fell off her bike, Emma broke her glasses (purchased six months ago for SEK 3,000) as well. During the operation, she had to be cut out of her jacket and sweater (purchased less than a year ago for SEK 1,000 and SEK 500, respectively).

Fortunately, Emma’s mother had taken out a Child and youth insurance policy, which covers a large part of the expenses. The policy has an insurance sum of 50 price base amounts, equivalent to SEK 2,380,000 in 2021.

This is the compensation the family receives from the insurance

Broken glasses: SEK 3,000

Ruined jacket: SEK 1,000

Ruined sweater: SEK 500

Hospitalisation: SEK 1,785

Scar treatment: SEK 6,188

Medical invalidity: SEK 71,400

Total compensation: SEK 83,873

The insurance also reimburses costs for medical consultations and medicines up to the high-cost protection limit, but normally children under the age of 18 pay no fees.

When the English version of a document does not exist, we link to the original Swedish version.

Pre purchase information 2021 Pdf, 303.6 kB, opens in new window.

Conditions 2021 Pdf, 729.2 kB, opens in new window.

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