Security for you in the event of accident and illness – 24 hours a day
Our Sickness and accidental death and dismemberment insurance applies 24 hours a day and can provide compensation for your expenses in the event of an accident and trigger a tax-free, one-time payment if an illness or accident leaves you with permanent decreased bodily function. In the event of an accident, the insurance also can compensate for permanent reduced ability to work.
- Compensation for expenses in the event of an accident
- Compensation for invalidity as a result of an accident or illness
- Valid 24 hours a day
You can probably live with a small scar from a graze, but an injury after an accident or illness can have consequences you may not have imagined – especially financial consequences.
Our insurance covers major and minor incidents and provides extra security.
Covers more than usual
We provide coverage for unintended bodily injuries caused by sudden, unforeseen, and external events. Additionally, bodily injury caused by frostbite, heatstroke or sunstroke, infection from a tick bite, sudden twisting force to the knee, and Achilles tendon rupture are considered accidents.
Under certain conditions, retinal detachment, sudden deafness, heart attack, and stroke may also be treated as accidental injuries.
In the event of an accident, compensation can be paid for:
- Medical expenses
- Dental expenses
- Travel expenses
- Additional costs
- Expenses for rehabilitation and aid resources
- Medical invalidity
- Financial invalidity
- Scars and cosmetic defects
- Crisis assistance
- Daily allowance
- Death
In the event of illness, compensation can be paid for:
- Medical invalidity
- Scars and cosmetic defects
Compensation paid out under the insurance policy is tax free.
You can purchase the insurance if you are part of a Euro Accident group agreement and
- have turned 16 years but not 65 years and
- have a permanent residence and are registered in Sweden and
- are entitled to compensation from the Swedish Försäkringskassa and
- meet the health examination requirements.
If you are covered by a Euro Accident group agreement, you can also purchase insurance for your spouse, cohabiting partner or registered civil partner. He or she will then be co-insured with you.
This insurance applies up to and including the month of your 67th birthday, or until you are no longer covered by the group agreement for whatever reason.
When the English version of a document does not exist, we link to the original Swedish version.
Pre-purchase information and terms are collective documents for all group insurances.
The year indicates when the last change in conditions was implemented.
Pre purchase information Group Scheme insurance 2025 Pdf, 274 kB.
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